Looking to sell your car? We buy any car too. Find out how much your car’s worth in an instant.

Swap your old car for new in one easy transaction. See how much your car’s worth online.

Use our finance calculator to work out your monthly payments, based on our HP finance product. Work out your eligibility too, without affecting your credit score.

PCP Finance

Discover Personal Contract Purchase, the finance product designed to reduce your monthly payments, with an option for ownership at the end of your term.

HP Finance

If car ownership is important to you, you may prefer our HP finance product. With no mileage limits or optional final payments, our HP finance product is quick and easy.

90 Day Warranty

Find out how our standard 90-day warranty gives you peace of mind, as soon as you leave one of our forecourts.

Extended Warranty

Extend the protection provided by our standard warranty to give you cover as your car’s age and mileage increases over time.

GardX Protect

Keep your car looking ship shape with our GardX Protect product. Maintain your car’s paint, upholstery and leather in one application.

SMART Protect

Scuffs, scrapes damage and dents. It happens to the best of us. Protect yourself with our SMART Protect product and we’ll cover the costs for minor repairs.

BIG Asset Protection

Financially protect yourself against theft and insurance write-offs with our Big Asset Protection insurance; returning the original invoiced cost in the event of a total loss.

BIG on Value

Save BIG with below market prices that are completely haggle-free. We check leading car marketplaces daily to ensure our cars always come out on top.

BIG on Choice

Why visit 4 dealerships, when you could visit just 1? We stock thousands of cars from the UK’s favourite car brands so you can do all your car shopping under one roof.

BIG on Quality

We don’t take half measures when it comes to ensuring the highest quality standards are met and that’s why our cars undergo a thorough 200-point check before ever reaching the forecourt.

BIG on Awards

Each year, we’ve been recognised by leading automotive publications for the service we provide to our customers. Check out the latest award wins added to our trophy cabinet.

BIG on Service

We like to do the running around for you. Find out more about the service you can expect when you visit one of Big Motoring World’s car supermarkets.

BIG News

Peterborough Recruitment Day - 30th May ...

Now open – our Peterborough Fengate ...

Join us at our Peterborough Werrington ...

Big Motoring World Winter Sale Is Here

Join us at our Enfield Sales Executive ...

Car Reviews

Five things you need to know about the Ford EcoSport

Five things you need to know about the Mercedes SLK/SLC

Five things you need to know about the BMW 7-Series

Five things you need to know about the Audi TT

Five things you need to know about the BMW X6

FAQs

Can I drive away on the same day?

Yes. All of our vehicles are prepped and ready to drive away on the same day.

What do I need to bring when buying a car?

Can I pay with cash?

We accept a maximum of £500 cash. Outstanding balances must be paid via debit card or bank transfer.

West Malling

Located in the heart of Kent, our West Malling dealership stocks more of your family friendly cars from brands such as Ford, Nissan, Vauxhall, Volkswagen and much more.

Blue Bell Hill

Found just off of the M2, you’ll find our 1000 car flagship dealership. Here we have an extensive range of prestige car models from brands such as BMW, Mercedes-Benz, Land Rover and Jaguar.

Enfield

Our north London dealership has the best both worlds, stocking a wide range of German car brands, family cars and your smaller city cars, all under one roof.

Peterborough Fengate

Find over 400 quality used cars at our Peterborough Fengate used car dealership, accessible just off the A1139.

Peterborough Werrington

Found just off the A47, You’ll find a vast range of prestige German car brands, along with other luxury brands that include Land Rover and Jaguar.

Aftersales Centre

Our Snodland Aftersales centre is the home to our Big Assist team who help our customers with any queries they may have. Our workshop and courtesy car fleet are on hand, should you need us.

01634 248638

HP Car Finance

Learn more about HP car finance, so you can decide if it's right for you.

Why choose HP?

Here's some of the reasons PCP may be right for you

No mileage restrictions

Own the car at the end of the agreement

Flexible loan terms

Low deposits

Spread the cost

What is HP finance?

With a Hire Purchase (HP) finance agreement, you’ll put down an initial deposit when taking out your agreement and you will make regular instalments over an agreed fixed period, much like a regular loan. HP finance agreements are secured against the car and you’ll therefore own the vehicle once your final payment is made. If your aim is full vehicle ownership at the end of your agreement, then HP finance is usually the more cost effective way for you to achieve this.

With a HP finance agreement, you’ll be able to spread the cost of vehicle ownership over a fixed term of up to 5 years. If you don’t have the full funds to buy a used car right now, HP is great for allowing you to make smaller payments over a period of time that works for you. Unlike PCP finance agreements, HP finance does not have any balloon payments or mileage limits, making the overall finance product easier to manage and understand.

Hire purchase is also sometimes known as ‘conditional sale’. Learn more about HP finance below.

Why we love HP

If the idea of a balloon payment and mileage limits doesn't sound right for you,
then HP FInance may be the best options for you.

No mileage limits

Life is unpredictable, so estimating your annual mileage can prove to be a troublesome job. Luckily for you, with a HP finance agreement, there’s no need to watch the mileage clock as your HP agreement doesn’t need to make any assumptions and predictions about the condition of your car at the end of your agreement. Likewise, you won’t need to worry about incurring any additional charges that can sometimes be encountered with PCP agreements, if mileage limits are exceeded.

No balloon payments

All monthly payments that will need to be made under a HP agreement will be set out from the beginning. When the agreement ends, you’ll fully own the car. There’s no need to worry about any further payment further down the road, such as balloon payments, which come with PCP finance deals. From the outset, you’ll be paying off the total vehicle cost. Start your car search with Big Motoring World today.

FAQs

We’ll give you an example of how a HP finance deal works. Assume you’ve found a car at Big Motoring World that’s perfect for you, but you cannot afford the full vehicle cost, so you’d like to look into ways of spreading the cost. The car you love is worth £20,000 and you only have a 10% deposit of £2,000 available to put down. If you’re looking to own the car as quickly as possible, you may decide to opt for a shorter agreement, but you’ll need to pay higher monthly payments to cover the full cost, whilst benefiting from less interest as the agreement will be repaid sooner. Likewise, if you’re looking to make things more comfortable monthly with your outgoings, you may decide to extend the term to make the monthly payments smaller, however your overall interest charges will be larger as the term of your loan increases. With HP, you have flexibility with both the deposit and the term of your loan so you can find the sweet spot in terms of affordability and the overall cost for the credit. To get real world figures for how your monthly payments could look, use our online finance calculator tool.

Put simply, yes. Should your circumstances change, you can decide both to repay the loan in full early or part exchange the car to get a newer vehicle. In both examples, you’ll need to speak with your finance company to generate a settlement figure. This figure will acknowledge the balance due, what’s been paid to date and the adjusted interest that would be due based on the current point in time.

HP finance is great if vehicle ownership is important to you, but you do not have the full funds to afford the car you want. If however you’d prefer to have the option of returning the car to your finance lender and if you’re regularly changing your cars, a PCP finance agreement may suit you better.

You’ll need to bring a number of documents with you to apply for finance. This includes your driving licence, a passport (as a secondary form of ID), a recent bank statement (issued within the last 3 months), a recent utility bill (issued within the last 3 months) and your bank details (including your name, account number and sort code).

01634 248638

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Total cash price £12,000. Borrowing £9,600 with a £2,400 deposit at a representative APR of 12.9%.

£200.84

12.18%

£10

£3,284

£9,600

£3,314.32

10,000 miles

Registered office address: Lakeside services, Sturry Road, Canterbury, Kent, CT1 1DS. VAT No: 812 457 050. Bapchild Motoring World (Kent) Ltd is authorised and regulated by the Financial Conduct Authority, FCA Registered Number 686118. Bapchild Motoring World (Kent) Ltd is a Credit Broker not a Lender. Bapchild Motoring world are an Appointed Representative of AutoProtect (MBI) Limited which is authorised and regulated by the Financial Conduct Authority for Insurance Distribution. (Firm Reference Number 312143).

You can check on the FCA's Register by visiting the FCA website www.fca.org.uk/register or by contacting the FCA on 0800 111 6768. We may receive a fixed fee or fixed % of commission from a lender for introducing you to them, calculated by reference to the vehicle model, product or amount you borrow.Different lenders may pay different commissions for such introductions, however, any such amount a lender pays us will not affect the interest rate you pay under your finance agreement, all of which are set by the lender concerned.Blackhorse Limited also provide preferential rates to us for the funding of our vehicle stock.

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